Home Improvement Financing | Home Equity Alternative

Home Improvement Financing | Home Equity Alternative – LightStream<br />








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  • Why LightStream?

    When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3


  • $100 Loan Experience Guarantee. Disclosure 1 to follow.

    At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1


  • We will beat any qualifying rate. Disclosure 2 to follow.

    Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there’s no reason to go anywhere else when you need a loan.


Why LightStream?


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When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3


$100 Loan Experience Guarantee1


At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1


We will beat any qualifying rate.2


Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there’s no reason to go anywhere else when you need a loan.



*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher. Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.


Low rates. Great service. That’s Lending Uncomplicated.®

Whole-project funding, with no fees, no home equity requirements.


The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.

Finance any home improvement project, at a low rate.


When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with LightStream, because we back our low rates with our Rate Beat Program.2

We can fund your loan as soon as the day you apply.3


With LightStream, you’re in control of the lending process. You choose your funding date. In fact, you can even have funds deposited into your account as soon as the same day you apply.

You control the terms of your LightStream home improvement loan.


Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years.* When you have good to excellent credit, the choice is yours.








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Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Apply


Only from LightStream.



Learn more about how LightStream loans can be used to finance:








At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country’s fragile habitat communities currently under restoration.

For every loan we plant a tree


LightStream

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